Change is the only constant in crypto, and Cardano (ADA) has fallen off when it comes to keeping up with the changes. While initially praised for its advances in blockchain technology and peer-reviewed research, Cardano (ADA) has struggled to find direction in 2025. This slow pace of growth has forced Cardano (ADA) investors to look at projects like Mutuum Finance (MUTM), which could produce significant growth once it goes live.

Why Cardano (ADA) is falling behind

One of the reasons Cardano (ADA) is struggling is that rivals are pushing out new innovative DeFi protocol designs that leave the project in the dust. One such project is Mutuum Finance (MUTM), whose revolutionary protocol design has been the source of spirited discussions amongst crypto investors.

Another reason for Cardano’s failure is its lack of people-centric design. Unlike Mutuum Finance, where users are at the forefront of all design decisions, new updates from Cardano are more academic and lack the human touch. As a result, user growth has lagged.

Another reason is that Cardano is simply not making it into social conversations. In the crypto world, how people perceive a project is as important as what it has to offer. A good example of this is Mutuum Finance (MUTM). While it is still in the presale phase, the project already has over 20k followers across its social media channels.

The team can share the latest updates to its community and explain in simple, layman’s terms that have boosted interest in the project.

What Mutuum Finance (MUTM) has to offer

Mutuum Finance (MUTM) is built as a decentralized non-custodial protocol that allows users to participate as lenders or borrowers. Lenders deposit their assets to earn a passive income, at an interest rate dynamically set by the pool’s unitization rate.

On this simple premise, Mutuum Finance builds a lot of parameters and makes design choices that will ensure the long-term growth and viability of the protocol. One such feature is the buy-back program.

The team plans to use protocol profits to purchase MUTM tokens on the open market, which will be distributed to stakers on the protocol. That will contribute to the safety of the protocol while boosting the price of MUTM tokens on the open market.

Mutuum Finance (MUTM) secured an official listing on CoinMarketCap. With the listing, users of the platform can see that the price of MUTM tokens rises due to the buyback program. This will promote interest in the protocol, which will have the effect of generating more revenue. The self-sustaining cycle will ensure that the price of MUTM finance experiences a long-term steady rise.

Liquidity management on Mutuum Finance

To protect the protocol’s long-term health, the Mutuum Finance team plans to launch a liquidity incentive program. In this program, MUTM tokens will be used as rewards to encourage more liquidity on the platform.

Higher liquidity will lower borrowing costs, which will attract collateral into the ecosystem. The result is that ecosystem TVL will rise, which will boost the visibility of Mutuum Finance. However, to ensure maximum returns on capital, Mutuum Finance will focus its efforts on high-value assets like stablecoins and ETH. These are assets that most users demand, and that will contribute to the most positive impact for the protocol’s health.

The protocol will also vet assets to ensure it does not run into the risk of insolvency. For instance, assets with high volatility will not be allowed on the platform. In some cases, such assets will be allowed but under strict restrictions. For instance, the protocol could impose a high loan-to-value ratio for unstable assets like meme coins.

The overall design of the protocol is designed to encourage wide market participation while also protecting the ecosystem’s health.

The Mutuum Finance (MUTM) presale

Mutuum Finance (MUTM) has raised over $10.3 million in its ongoing presale, which is currently in phase 5. Tokens in this phase of the presale are selling for $0.03, a 200% increase from the phase 1 price of $0.01. In the upcoming phase 6, the token price will rise by 16.67% to $0.035.

The current phase of the presale has seen heightened participation, with over 30% of the tokens set aside for phase 5 already sold. One of the catalysts for this fast pace is the ongoing $100,000 giveaway. In the giveaway, 10 lucky winners will each receive $10,000 worth of MUTM tokens.

To qualify for the giveaway, you only need to make a $50 purchase in the ongoing presale. At the current price of $0.03, you stand to make a 100% ROI based on the listing price of $0.06. As such, you are essentially being offered the opportunity to win $10,000 worth of MUTM tokens for free.

Mutuum Finance (MUTM) is the most exciting presale of June 2025 and could easily be your biggest winner of the year. At the current low price of $0.03, this is a bargain you could regret missing.

For more information about Mutuum Finance (MUTM), visit the links below:

Website: https://www.mutuum.com/ 

Linktree: https://linktr.ee/mutuumfinance

DISCLAIMER – “Views Expressed Disclaimer: This article is not financial advice. Cryptocurrencies are volatile and unpredictable. Due diligence and caution are paramount. Views and opinions expressed are those of the authors and do not reflect the official position of any other author, agency, organization, employer or company, including NEO CYMED PUBLISHING LIMITED, which is the publishing company performing under the name Cyprus-Mail…more