A Cypriot fintech company is playing a role in the digital transformation of Greece’s mortgage market through a partnership with Attica Bank.

Ask Wire, which specialises in real estate data and analytics, is contributing to the development of a Banking-as-a-Service (BaaS) platform that integrates property listings, mortgage financing, and additional homeowner services.

Attica Bank announced the platform in early February 2025, aiming to simplify real estate transactions by offering homebuyers access to various financial and market services.

“Designed to simplify real estate transactions, it offers homebuyers access to property listings, mortgage financing, market analytics, and additional services such as discounted energy supply and technical support—all in one place,” the bank stated.

A key aspect of the platform is its connection to “My Home II,” a €2 billion initiative backed by the EU Recovery and Resilience Fund.

The programme supports first-time buyers with loans of up to €190,000, with half of the loan capital offered at zero interest.

“The programme provides loans of up to €190,000, with zero interest on 50 per cent of the loan capital, significantly reducing homeownership costs for young and moderate-income buyers,” a statement explained.

Ask Wire has provided AI-driven real estate analytics for the platform, including over 22,000 property listings.

The company’s technology helps buyers make informed decisions while allowing banks to optimise mortgage offerings.

“Ask Wire has been instrumental in building the BaaS platform, leveraging its expertise in AI-driven real estate analytics,” the Cypriot firm said in a statement.

With operations in Cyprus, Greece, and Romania, Ask Wire’s involvement in the project reflects Cyprus’ growing role in fintech innovation.

Moreover, the collaboration highlights the increasing demand for data-driven mortgage solutions in Southern and Eastern Europe.

“As Cyprus looks to embrace this trend, Ask Wire’s success with Attica Bank provides a blueprint for local banks and fintech firms to replicate and scale similar initiatives,” the company concluded.