Visa has announced a strategic collaboration with OpenAI to facilitate secure payments within the rapidly evolving landscape of agentic commerce.

The announcement was made during the Visa Payments Forum in San Francisco, where the companies revealed plans to leverage the global payment network and security infrastructure of Visa to support seamless, trusted transactions across OpenAI platforms.

This initiative forms a core part of the Visa Intelligent Commerce programme, which aims to extend secure payment capabilities into diverse digital environments as artificial intelligence becomes a primary interface for human interaction.

As part of this partnership, Visa will integrate its tokenisation and risk capabilities into OpenAI experiences, providing developers and merchants with a streamlined method to accept payments initiated by AI agents.

These transactions are designed to operate within clearly defined user permissions, policies, and controls, such as pre-set spending limits, specific merchant categories, or required approvals.

To ensure consumer protection, the system will utilise tokenised Visa credentials alongside real-time authorisation and fraud monitoring to maintain rigorous security standards during automated workflows.

The companies will also explore enterprise applications, including developer-focused experiences powered by Codex and more advanced conversational workflows.

“AI will transform commerce more profoundly than the internet or mobile technology ever did,” stated the General Manager of Visa for Greece, Cyprus, Malta, and Israel Sevi Vassileva.

“As AI agents become active participants in the economy, Visa’s focus is to ensure transactions are trusted, secure and seamless and that is the infrastructure we are building with partners like OpenAI,” Vassileva added.

“Commerce is going to happen in many more places and in many more ways than it does today, and agents will play an increasingly important role in helping people complete tasks that involve money, from purchases and payments to more complex transactions,” stated the Head of Partnerships, Commerce at OpenAI Marco Mahrus.

“By integrating with Visa Intelligent Commerce, we are building the infrastructure for secure, transparent, and user-controlled agentic transactions, helping people do more with AI agents while maintaining confidence that payments are being handled safely and securely,” he added.