Avalanche (AVAX) held steady at $22.89 during the past week, showing minimal price movement despite significant ecosystem advancements. The Avalanche (AVAX)9000 upgrade, launched in 2024, slashed L1 deployment costs by 90%, boosting developer activity in gaming and RWA tokenization, with partnerships like BlackRock and Suntory driving adoption. 

A July 18, 2025 X post noted a Wyoming stablecoin (WYST) test payment clearing in seconds, signaling real-world utility. Yet, a bearish MACD and neutral RSI (49.12) reflect market indecision, with AVAX trapped between $22.80 support and $25.50 resistance. Analysts project a bullish breakout to $30-$35 by Q4 2025 if ETF approval materializes (90% chance per Bloomberg), but SEC delays and a $42M GMX hack raise concerns. A drop below $19.50 could see AVAX test $15.28, highlighting its struggle to translate fundamentals into price momentum.

Mutuum Finance (MUTM)

Avalanche (AVAX) has continued to make technical progress, but price performance tells a different story. Despite ongoing developer upgrades, AVAX has hovered around $22.89 for weeks—offering little excitement to its holders. Meanwhile, a new DeFi contender is gaining serious traction. Mutuum Finance (MUTM), still in its presale phase, has seen its price climb from $0.010 in Phase 1 to $0.03 in Phase 5—representing a 300% paper return for early supporters. While AVAX stagnates, investors watching for real momentum are now turning their attention to this rising DeFi force.

Unlike typical hype-driven tokens, Mutuum Finance (MUTM) is building a platform designed to serve real user needs in the decentralized lending space. At its core, the protocol will offer both Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending models. The P2C side focuses on letting users lend blue-chip assets like MATIC, ETH, or SOL and receive auto-yielding synthetic tokens in return—called mtTokens.

Take, for example, a deposit of $5,000 in MATIC through Mutuum’s P2C mechanism. The lender receives 5,000mtMATIC in 1:1, which auto-accrues yield at an impressive 17% APY. This means the user passively earns $850 annually while keeping full exposure to their original MATIC position.

From meme-backed loans to institutional-grade security

While blue-chip lending is expected to offer long-term passive returns on Mutuum Finance (MUTM), the upcoming Peer-to-Peer (P2P) system adds a layer of flexibility and inclusivity—particularly for meme coin holders. Once live, the protocol will allow borrowers to stake tokens like DOGE, SHIB, or TRUMP as collateral and borrow stablecoins under custom terms.

For instance, a future user holding $6,000 worth of DOGE could potentially access a $2,500 USDC loan by agreeing to a 90-day term, a fixed 12% APR, and a 41% loan-to-value (LTV) ratio. The envisioned P2P model is designed to let both borrowers and lenders negotiate terms directly, maintain full decentralization, and eliminate reliance on middlemen.

All these features are drawing attention in a crowded crypto market—and it shows in the presale numbers. Mutuum Finance (MUTM) has already raised $12.6 million, with over 13,600 holders participating so far. Phase 5 is now 85% sold out, and the current price of $0.03 is about to rise to $0.035 as the next presale milestone approaches. Investors still in the presale are experiencing major paper gains, with early backers already up 300%, and further appreciation expected as the token moves toward its listing price of $0.06.

Importantly, the project’s credibility is backed by a rigorous CertiK audit, with a Token Scan score of 95 and a Skynet rating of 77.5. There’s a $50,000 bug bounty in place to reward white-hat hackers who help secure the system, and an additional $100,000 giveaway has been launched to reward the growing community of early supporters.

While AVAX developers continue shipping code with minimal price impact, the energy around Mutuum Finance (MUTM) is building. And it’s not hard to see why. With a roadmap that includes Layer-2 integration, a fully functioning lending platform launch after listing, and a clear focus on real-world financial tools, the project is positioning itself for long-term adoption. The current forecast sees MUTM reaching $0.30 or more in 2026, offering early participants a potential 10x return from the current presale price—and a 5x return from its expected listing at $0.06.

In a market where utility, liquidity, and yield are becoming more important than ever, Mutuum Finance (MUTM) is showing what a DeFi token can look like when backed by real solutions. While others stall, this under-the-radar presale is gaining momentum, and investors are taking notice.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance

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