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Buying property in Cyprus: A guide


When it comes to buying property in Cyprus, it is important to do your research and be aware of the different factors that need to be taken into account. This guide will provide an overview of the key points to consider when purchasing property in Cyprus.


Before looking for a property in Cyprus, it is important to set a budget and stick to it. Consider your income and expenses and determine how much you can realistically afford. If necessary, you may need to take out a mortgage in order to purchase the property. It is also important to consider any additional costs associated with the purchase, such as legal fees, taxes, and property inspections.


The location of the property is another important factor to consider. Think about the proximity to shops, schools, public transportation, and other amenities. Also, consider the local climate and terrain. Are there any potential hazards such as flooding or landslides in the area?

Title deeds

Before making a purchase, make sure to check the title deeds of the property to ensure that everything is in order and that there are no outstanding debts or liens on the property.

Legal advice

It is important to seek legal advice before making any property purchases in Cyprus. A lawyer can help you understand the process and ensure that you are making a wise investment.


Familiarise yourself with the tax system in Cyprus and be aware of any potential tax implications associated with the property you are interested in. The taxes that may apply include stamp duty, transfer fees, capital gains tax, and property tax.


Research different financing options available in Cyprus and consider the pros and cons of each option. For example, you may be able to get a mortgage from a local bank or a loan from an international lender.

Property inspections

Before you make a purchase, consider getting a property inspection to ensure that the property is in good condition and that there are no hidden defects. A property inspection will provide an in-depth assessment of the property, including any potential safety issues.

Properties for sale in Cyprus

Once you have taken all of the above into account, it is time to start looking for properties for sale in Cyprus. There are a variety of websites that allow you to search for properties, including real estate agents and property developers. You can also find properties for sale in newspapers and magazines.


When it comes to buying property in Cyprus, there are a number of factors to consider. It is important to set a budget and stick to it, research the location of the property, check the title deeds, seek legal advice, familiarise yourself with the tax system, research financing options, and get a property inspection. Once you have taken all of these factors into account, you can start looking for properties for sale in Cyprus.

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