The recent confirmation of when Ethereum’s Pectra upgrade will be activated — April 30, 2025, to be exact — has gotten people talking about how far over the $10,000 level it might go. Analysts cite the upgrade’s introduction of gasless transactions and passkey integration as key drivers of fresh institutional interest. In contrast, eyes are now on Mutuum Finance (MUTM), a presale token at $0.025 with the potential to reach new exponential highs. With Phase 4 of its presale almost full, MUTM’s progressive tokenomics set it a target of 140% returns at launch, with several analysts suggesting it could push towards $3.50 in just a few months, securing it a place among the most eye-catching tokens below $0.05.

Building technical momentum for Ethereum

Ethereum’s price has lain below $2,000 since late 2023, a period analysts are calling consolidation ahead of a macro breakout. With its focus on scalability and user experience, the Pectra upgrade has acted as a buffer to bullish sentiment, with experts such as Crypto Patel believing that once resistance is cleared at $2,150, $10,000 is in sight. 

Improved throughput, as well as the possibility to continue to pay gas fees using non-ETH tokens, are likely to bring more dApps on board, in particular. This outlook is additionally supported by whale activity, with big holders removing ETH from exchanges and relieving near-term selling pressure. Recent price action — including a fleeting visit to $2,000 — seems to fit into this cyclical pattern of upward adjust following an upgrade.

Demand for Mutuum Finance presale heats up

With Ethereum’s narrative playing out, Mutuum Finance (MUTM) is drawing attention from investors with a Phase 4 presale that has so far netted $5.9 million from 7,600 total holders. This token, priced at $0.025 in Phase 4, will surge 20% to $0.03 in Phase 5, rewarding early participants ahead of its exchange debut at $0.06. This guarantees a 140% return to buyers of Phase 4 at launch, with post listing projections as high as $3.50 as platform uptake (scalability) allows in the coming months. MUTM incorporates decentralized lending and a buy-pressure model that benefits long-term holders through revenue-driven token repurchases. The presale’s furious momentum proves urgency, with each stage’s closing restricting access to lower entry points.

Growth attributes to tokenomics

Mutuum Finance’s ecosystem pairs mtTokens — interest-bearing deposit certificates — with overcollateralized loans to align risk and reward. Lenders receive variable yields depending on pool utilization, while borrowers can secure loans against assets such as ETH or stablecoins. This dual utility ensures stable demand for MUTM, further bolstered by a redistribution mechanism that directs platform fees back into token buybacks. 

The sustainable MUTM model–a stark contrast to meme coins that depend on hype–is thought to be behind the presale’s month on month increase, analysts say. Eager participation is being stoked further by a $100,000 giveaway, and the project seeks to channel investor enthusiasm into real, financial infrastructure.

Improved audit process garners credibility

Developers of Mutuum Finance are completing a smart contract audit with CertiK, which is a milestone that will enhance investor confidence. Official channels will release results at the same time as presale achievements to keep everything transparent. These measures and the platform’s June 2025 lending launch further entrench MUTM’s reputation as a DeFi pioneer rather than a passing phase.

Ethereum is gunning for $10K, and Mutuum Finance is Set to Reach $3.50 in 2025—contrasting but complementary opportunities. As ETH capitalizes on upgrade efforts to regain dominance, the presale action and utility-led potential of MUTM present a unique opportunity to get in at the ground floor. Phase 4 — now more than 75% filled — won’t have an unlimited amount of assets available and thus companies have a catching-up period before they out-perform.

Secure MUTM at $0.025 before Phase 5 begins. Visit Mutuum Finance’s official site to participate in the presale and monitor audit updates.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.finance/
Linktree: https://linktr.ee/mutuumfinance

DISCLAIMER – “Views Expressed Disclaimer: Views and opinions expressed are those of the authors and do not reflect the official position of any other author, agency, organization, employer or company, including NEO CYMED PUBLISHING LIMITED, which is the publishing company performing under the name Cyprus-Mail…more